Will Buy Now Pay Later (BNPL) face the same demise as peer-to-peer lending?

In this blog post, we explore what BNPL is and the pros and cons associated with this payment method.

What exactly is Loud Budgeting, and why might it be the financial buzzword of the year?

Discover practical advice for managing financial difficulties.

We look at the dangers associated with unintentional bias in application scorecards and its profound implications on fairness, equality,...

We’re adding a sprinkle of financial wit to your festive season with some secrets to a credit-smart Christmas.

Learn the intricacies of consumer lending fraud.

Find out why banks and financial institutions that adopt the 3 lines of defence model are better equipped to manage credit risk and...

The choice between reverse mortgages and debt consolidation hinges on your unique financial circumstances, goals, and preferences. Both...

One of the primary benefits of using survival analysis in credit risk management is that it allows lenders to identify high-risk customers

Learn how the recent change in requirements made by the CCCFA have positively impacted lenders in New Zealand.

Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.

The RBNZ requires registered banks and licensed non-bank deposit takers to report on their climate-related financial risk.

What is net worth and does it have an impact on discretionary spending? We explore how the relationship is not always straightforward