Meurig Chapman
Buy Now, Pay Later (BNPL): What are they and they band for Kiwis
In this blog post, we explore what BNPL is and the pros and cons associated with this payment method.
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Meurig Chapman
Mar 213 min
Is 2024 the year for Loud Budgeting?
What exactly is Loud Budgeting, and why might it be the financial buzzword of the year?
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Meurig Chapman
Feb 204 min
I can’t afford to pay my loan, what should I do?
Discover practical advice for managing financial difficulties.
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Meurig Chapman
Jan 222 min
Unmasking unintentional bias: The hidden dangers in application scorecards
We look at the dangers associated with unintentional bias in application scorecards and its profound implications on fairness, equality,...
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Meurig Chapman
Dec 13, 20232 min
Deck the halls with boughs of holly and the scent of freshly printed credit reports – it's that time
We’re adding a sprinkle of financial wit to your festive season with some secrets to a credit-smart Christmas.
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Meurig Chapman
Nov 13, 20232 min
Fraud
Learn the intricacies of consumer lending fraud.
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Meurig Chapman
Sep 14, 20232 min
The 3 Lines of Defence
Find out why banks and financial institutions that adopt the 3 lines of defence model are better equipped to manage credit risk and...
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Meurig Chapman
Sep 6, 20233 min
Reverse Mortgage Vs. Debt Consolidation
The choice between reverse mortgages and debt consolidation hinges on your unique financial circumstances, goals, and preferences. Both...
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Meurig Chapman
Aug 23, 20232 min
What is Survival Analysis?
One of the primary benefits of using survival analysis in credit risk management is that it allows lenders to identify high-risk customers
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Meurig Chapman
Aug 22, 20232 min
CCCFA | The Positive Impact on Kiwi Consumers
Learn how the recent change in requirements made by the CCCFA have positively impacted lenders in New Zealand.
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Meurig Chapman
Aug 9, 20232 min
Evaluating a Borrower’s Creditworthiness
Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.
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Meurig Chapman
Aug 1, 20232 min
Climate-Related Financial Risk and Opportunities Reporting
The RBNZ requires registered banks and licensed non-bank deposit takers to report on their climate-related financial risk.
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Meurig Chapman
May 17, 20232 min
Net Worth and Discretionary Spending
What is net worth and does it have an impact on discretionary spending? We explore how the relationship is not always straightforward
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