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Happy Prime
Oct 30, 20241 min read
Buy Now Pay Later - Happy Prime's Meurig Chapman on RNZ
Will Buy Now Pay Later (BNPL) face the same demise as peer-to-peer lending?
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Meurig Chapman
Sep 11, 20243 min read
Buy Now, Pay Later (BNPL): What are they and are they bad for Kiwis
In this blog post, we explore what BNPL is and the pros and cons associated with this payment method.
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Meurig Chapman
Mar 21, 20243 min read
Is 2024 the year for Loud Budgeting?
What exactly is Loud Budgeting, and why might it be the financial buzzword of the year?
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Meurig Chapman
Feb 20, 20244 min read
I can’t afford to pay my loan, what should I do?
Discover practical advice for managing financial difficulties.
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Meurig Chapman
Jan 22, 20242 min read
Unmasking unintentional bias: The hidden dangers in application scorecards
We look at the dangers associated with unintentional bias in application scorecards and its profound implications on fairness, equality,...
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Meurig Chapman
Dec 13, 20232 min read
Deck the halls with boughs of holly and the scent of freshly printed credit reports – it's that time
We’re adding a sprinkle of financial wit to your festive season with some secrets to a credit-smart Christmas.
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Meurig Chapman
Nov 13, 20232 min read
Fraud
Learn the intricacies of consumer lending fraud.
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Meurig Chapman
Sep 14, 20232 min read
The 3 Lines of Defence
Find out why banks and financial institutions that adopt the 3 lines of defence model are better equipped to manage credit risk and...
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Meurig Chapman
Sep 6, 20233 min read
Reverse Mortgage Vs. Debt Consolidation
The choice between reverse mortgages and debt consolidation hinges on your unique financial circumstances, goals, and preferences. Both...
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Meurig Chapman
Aug 23, 20232 min read
What is Survival Analysis?
One of the primary benefits of using survival analysis in credit risk management is that it allows lenders to identify high-risk customers
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Meurig Chapman
Aug 22, 20232 min read
CCCFA | The Positive Impact on Kiwi Consumers
Learn how the recent change in requirements made by the CCCFA have positively impacted lenders in New Zealand.
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Meurig Chapman
Aug 9, 20232 min read
Evaluating a Borrower’s Creditworthiness
Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.
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Meurig Chapman
Aug 1, 20232 min read
Climate-Related Financial Risk and Opportunities Reporting
The RBNZ requires registered banks and licensed non-bank deposit takers to report on their climate-related financial risk.
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Meurig Chapman
May 17, 20232 min read
Net Worth and Discretionary Spending
What is net worth and does it have an impact on discretionary spending? We explore how the relationship is not always straightforward
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