Meurig Chapman
Incorporating Climate Change into Credit Risk Assessment
As businesses and financial institutions face a growing number of climate-related challenges, it’s imperative to ask the question: should...
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Meurig Chapman
- Aug 23
- 2 min
What is Survival Analysis?
One of the primary benefits of using survival analysis in credit risk management is that it allows lenders to identify high-risk customers
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Meurig Chapman
- Aug 9
- 2 min
Evaluating a Borrower’s Creditworthiness
Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.
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Meurig Chapman
- Jun 15
- 2 min
Automated Valuation Models
What are AVMs? And how do they help estimate the market value of a property? Read more to understand their advantages and limitations
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Meurig Chapman
- May 17
- 2 min
Net Worth and Discretionary Spending
What is net worth and does it have an impact on discretionary spending? We explore how the relationship is not always straightforward
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