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Is 2024 the year for Loud Budgeting?
What exactly is Loud Budgeting, and why might it be the financial buzzword of the year?

Meurig Chapman
Mar 21, 20243 min read
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Will AI replace traditional logistic regression models in credit scorecards?
The future of credit scorecards lies at the intersection of traditional logistic regression models and AI.

Meurig Chapman
Dec 7, 20233 min read
119 views
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Incorporating Climate Change into Credit Risk Assessment
As businesses and financial institutions face a growing number of climate-related challenges, it’s imperative to ask the question: should...

Meurig Chapman
Sep 19, 20233 min read
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What is Survival Analysis?
One of the primary benefits of using survival analysis in credit risk management is that it allows lenders to identify high-risk customers

Meurig Chapman
Aug 23, 20232 min read
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Evaluating a Borrower’s Creditworthiness
Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.

Meurig Chapman
Aug 9, 20232 min read
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Automated Valuation Models
What are AVMs? And how do they help estimate the market value of a property? Read more to understand their advantages and limitations

Meurig Chapman
Jun 15, 20232 min read
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Net Worth and Discretionary Spending
What is net worth and does it have an impact on discretionary spending? We explore how the relationship is not always straightforward

Meurig Chapman
May 17, 20232 min read
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