Meurig Chapman
Happy Prime’s new Director of Risk Consultancy
Happy Prime is delighted to welcome back Rob Underwood as our new Director of Risk Consultancy.
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News & Insights
The latest credit, data and regulatory news, trends and insights from our team of credit risk specialists.
Meurig Chapman
- Mar 21
Is 2024 the year for Loud Budgeting?
What exactly is Loud Budgeting, and why might it be the financial buzzword of the year?
Meurig Chapman
- Mar 18
The capital conundrum: Why banks lean towards residential mortgages
Why do banks find house lending far more appealing? In this blog, we aim to unravel the intricacies of this capital-driven strategy.
Meurig Chapman
- Mar 12
Unlocking innovation in New Zealand's financial landscape
Discover the contrast between Australia's financial innovation and New Zealand's lag in the sector.
Meurig Chapman
- Mar 7
Empowering the future: Celebrating International Women's Day and advocating for women in credit risk
Happy Prime Consultancy is proud to join the global celebration of International Women's Day.
Meurig Chapman
- Feb 20
I can’t afford to pay my loan, what should I do?
Discover practical advice for managing financial difficulties.
Meurig Chapman
- Feb 13
The unintended consequences of the Reserve Bank’s DTI requirements
Explore the nuanced debate on Debt to Income vs. Uncommitted Monthly Income assessments in banking.
Meurig Chapman
- Jan 22
Unmasking unintentional bias: The hidden dangers in application scorecards
We look at the dangers associated with unintentional bias in application scorecards and its profound implications on fairness, equality,...
Meurig Chapman
- Jan 18
The use of recovery curves in collection and write-off management
Discover how recovery curves can improve collection and write-off management, boost financial health, and enhance organisation's processes.
Meurig Chapman
- Jan 17
The use of Markov Chains to forecast loss in credit risk
Markov Chains are a powerful mathematical framework that plays a crucial role in credit risk management.
Meurig Chapman
- Dec 13, 2023
Deck the halls with boughs of holly and the scent of freshly printed credit reports – it's that time
We’re adding a sprinkle of financial wit to your festive season with some secrets to a credit-smart Christmas.
Meurig Chapman
- Dec 11, 2023
What is the optimum sample size to build an application scorecard?
We explore what factors influence the choice of sample size and how to strike the right balance to ensure a robust and reliable method.
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