Meurig Chapman3 days ago2 minAsk the ExpertsApplication scorecardsExplore the essential role of application scorecards in credit risk management, focusing on accuracy and reliability.
Meurig ChapmanMar 182 minAsk the ExpertsThe capital conundrum: Why banks lean towards residential mortgagesWhy do banks find house lending far more appealing? In this blog, we aim to unravel the intricacies of this capital-driven strategy.
Meurig ChapmanFeb 204 minAsk the ExpertsI can’t afford to pay my loan, what should I do? Discover practical advice for managing financial difficulties.
Meurig ChapmanFeb 132 minAsk the ExpertsThe unintended consequences of the Reserve Bank’s DTI requirementsExplore the nuanced debate on Debt to Income vs. Uncommitted Monthly Income assessments in banking.