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Meurig Chapman
- Nov 20
- 3 min
I’ve just graduated: Is a career in credit risk management right for me?
Delve into what credit risk management entails and factors to consider when deciding if it’s the right career choice for you.
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Meurig Chapman
- Nov 2
- 5 min
Six things I've learned in the last six years
Six things I've learned in the last six years since starting Happy Prime.
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Meurig Chapman
- Oct 19
- 3 min
Understanding the Philips Unemployment and Inflation Curve in credit risk management
The Phillips Unemployment and Inflation Curve is a valuable tool in credit risk management.
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Meurig Chapman
- Oct 12
- 3 min
Does an inverted yield curve mean a recession is imminent?
Find out more about what an inverted yield curve is, how it works, and whether it truly signals an imminent recession.
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Meurig Chapman
- Sep 19
- 3 min
Incorporating Climate Change into Credit Risk Assessment
As businesses and financial institutions face a growing number of climate-related challenges, it’s imperative to ask the question: should...
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Meurig Chapman
- Sep 14
- 2 min
The 3 Lines of Defence
Find out why banks and financial institutions that adopt the 3 lines of defence model are better equipped to manage credit risk and...
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Meurig Chapman
- Sep 6
- 3 min
Reverse Mortgage Vs. Debt Consolidation
The choice between reverse mortgages and debt consolidation hinges on your unique financial circumstances, goals, and preferences. Both...
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Meurig Chapman
- Aug 23
- 2 min
What is Survival Analysis?
One of the primary benefits of using survival analysis in credit risk management is that it allows lenders to identify high-risk customers
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Meurig Chapman
- Aug 22
- 2 min
CCCFA | The Positive Impact on Kiwi Consumers
Learn how the recent change in requirements made by the CCCFA have positively impacted lenders in New Zealand.
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Meurig Chapman
- Aug 9
- 2 min
Evaluating a Borrower’s Creditworthiness
Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.
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Meurig Chapman
- Aug 1
- 2 min
Climate-Related Financial Risk and Opportunities Reporting
The RBNZ requires registered banks and licensed non-bank deposit takers to report on their climate-related financial risk.
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Meurig Chapman
- Jun 30
- 2 min
The 3 C's of Credit Risk Explained
Understanding the importance of the three C's in credit risk management and how they're used to assess the creditworthiness of entities.
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Meurig Chapman
- Jun 15
- 2 min
Automated Valuation Models
What are AVMs? And how do they help estimate the market value of a property? Read more to understand their advantages and limitations
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Meurig Chapman
- May 17
- 2 min
Net Worth and Discretionary Spending
What is net worth and does it have an impact on discretionary spending? We explore how the relationship is not always straightforward
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