Discover why first-time homebuyers often let emotions take the wheel, leading to decisions that defy pure financial logic.

Will Buy Now Pay Later (BNPL) face the same demise as peer-to-peer lending?

We look at the dangers associated with unintentional bias in application scorecards and its profound implications on fairness, equality,...

Find out why banks and financial institutions that adopt the 3 lines of defence model are better equipped to manage credit risk and...

Learn how the recent change in requirements made by the CCCFA have positively impacted lenders in New Zealand.

Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.

The RBNZ requires registered banks and licensed non-bank deposit takers to report on their climate-related financial risk.

What is net worth and does it have an impact on discretionary spending? We explore how the relationship is not always straightforward