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Happy Prime
Dec 5, 20244 min read
Why People Buying Their First House Are Irrational: The Heart Is Stronger Than the Mind
Discover why first-time homebuyers often let emotions take the wheel, leading to decisions that defy pure financial logic.
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Happy Prime
Oct 30, 20241 min read
Buy Now Pay Later - Happy Prime's Meurig Chapman on RNZ
Will Buy Now Pay Later (BNPL) face the same demise as peer-to-peer lending?
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Meurig Chapman
Jan 22, 20242 min read
Unmasking unintentional bias: The hidden dangers in application scorecards
We look at the dangers associated with unintentional bias in application scorecards and its profound implications on fairness, equality,...
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Meurig Chapman
Sep 14, 20232 min read
The 3 Lines of Defence
Find out why banks and financial institutions that adopt the 3 lines of defence model are better equipped to manage credit risk and...
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Meurig Chapman
Aug 22, 20232 min read
CCCFA | The Positive Impact on Kiwi Consumers
Learn how the recent change in requirements made by the CCCFA have positively impacted lenders in New Zealand.
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Meurig Chapman
Aug 9, 20232 min read
Evaluating a Borrower’s Creditworthiness
Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.
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Meurig Chapman
Aug 1, 20232 min read
Climate-Related Financial Risk and Opportunities Reporting
The RBNZ requires registered banks and licensed non-bank deposit takers to report on their climate-related financial risk.
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Meurig Chapman
May 17, 20232 min read
Net Worth and Discretionary Spending
What is net worth and does it have an impact on discretionary spending? We explore how the relationship is not always straightforward
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