The latest housing data shows we’re firmly shifting into a buyer’s market, with residential stock levels at their highest since 2015. More available homes mean increased competition among sellers, driving the need for sharper pricing and better presentation. Properties are also taking longer to sell, another clear sign the market has cooled. For buyers, this brings greater choice and negotiating power.

Markov Chains are a powerful mathematical framework that plays a crucial role in credit risk management.

Find out more about what an inverted yield curve is, how it works, and whether it truly signals an imminent recession.

As businesses and financial institutions face a growing number of climate-related challenges, it’s imperative to ask the question: should...

The RBNZ requires registered banks and licensed non-bank deposit takers to report on their climate-related financial risk.

What are AVMs? And how do they help estimate the market value of a property? Read more to understand their advantages and limitations