Meurig Chapman
What Is Bootstrapping in Scorecard Development?
Here's a step-by-step explanation of how bootstrapping works in scorecard development.
top of page
Meurig Chapman
Aug 132 min
Credit risk cycle
Monitor the credit risk cycle to reduce losses and maintain a healthy credit portfolio with effective risk management measures.
17 views0 comments
Meurig Chapman
Aug 92 min
Reject inference
In this blog, we will discuss the concept of reject inference and how it is used in scorecard development.
3 views0 comments
Meurig Chapman
May 152 min
Application scorecards
Explore the essential role of application scorecards in credit risk management, focusing on accuracy and reliability.
36 views0 comments
Meurig Chapman
Feb 132 min
The unintended consequences of the Reserve Bank’s DTI requirements
Explore the nuanced debate on Debt to Income vs. Uncommitted Monthly Income assessments in banking.
97 views0 comments
Meurig Chapman
Jan 183 min
The use of recovery curves in collection and write-off management
Discover how recovery curves can improve collection and write-off management, boost financial health, and enhance organisation's processes.
98 views0 comments
Meurig Chapman
Jan 173 min
The use of Markov Chains to forecast loss in credit risk
Markov Chains are a powerful mathematical framework that plays a crucial role in credit risk management.
304 views0 comments
Meurig Chapman
Dec 11, 20233 min
What is the optimum sample size to build an application scorecard?
We explore what factors influence the choice of sample size and how to strike the right balance to ensure a robust and reliable method.
25 views0 comments
Meurig Chapman
Dec 7, 20233 min
Will AI replace traditional logistic regression models in credit scorecards?
The future of credit scorecards lies at the intersection of traditional logistic regression models and AI.
77 views0 comments
Meurig Chapman
Oct 19, 20233 min
Understanding the Philips Unemployment and Inflation Curve in credit risk management
The Phillips Unemployment and Inflation Curve is a valuable tool in credit risk management.
9 views0 comments
Meurig Chapman
Sep 19, 20233 min
Incorporating Climate Change into Credit Risk Assessment
As businesses and financial institutions face a growing number of climate-related challenges, it’s imperative to ask the question: should...
18 views0 comments
Meurig Chapman
Aug 9, 20232 min
Evaluating a Borrower’s Creditworthiness
Lenders and financial institutions use different methods to evaluate a borrower's creditworthiness.
10 views0 comments
Meurig Chapman
Jun 30, 20232 min
The 3 C's of Credit Risk Explained
Understanding the importance of the three C's in credit risk management and how they're used to assess the creditworthiness of entities.
454 views0 comments
bottom of page